Investment Management

Our Investment Management Philosophy

We offer holistic investment management with a low-cost, diversified approach. Our investment philosophy centers on the fact that markets do not rise forever, nor do they fall forever. Using a logical method of investing and rebalancing, we guide our clients to invest according to their individual personal goals, balancing risk and return to fit their own situations.

We do not chase the highest returns nor do we aim to catch the top or the bottom of the market. We advocate a measured approach, generally using a combination of low-cost  ETFs and a select group of actively and passively managed mutual funds. We work with your accountant to overlay those investments to achieve optimal tax management, because the bottom line is what you keep.

We provide advice for all types of securities, including mutual funds, stocks, bonds, limited partnerships and tax shelters. We also provide advice on mortgages, budgeting and cash flow issues, 401(k) and other retirement programs, stock options, life and disability insurance, etc. If it has to do with money and finances, we can provide counseling, guidance and resources for you.

Before we recommend any investment, we consider the current economic conditions, the outlook for that asset class or type of security and how it fits within your portfolio, given your objectives and tolerance for risk. For equity investments, we focus primarily on the philosophies, process, experience and track record of the management team. With fixed income investments, we look for the best yield available for a given quality of security and credit risk levels. As fiduciaries, we look for the most appropriate investment vehicles to meet your objectives, while being very conscious of total expenses and risk exposure.

Our asset management fee includes twice-yearly reviews in our office, continual monitoring and strategic rebalancing of your portfolio, quarterly reports on your assets, as well as an annual update on the other financial matters in your Comprehensive Financial Plan and any other issues that may arise during the year.

Account Access

For the greatest level of transparency and for the utmost protection of your assets, all funds that we manage are held by an independent custodian (typically TD Ameritrade Institutional). We have no ability to draw upon any client funds held by the custodian, other than to deduct our advisory fees as per our written client agreement. We are not affiliated in any other way with TD Ameritrade Institutional.

Clients are able to see their accounts several different ways:

  1. Online through myWealthDashboard on our home page
  2. Online access directly to the custodian’s website
  3. By paper or email, directly from the custodian via periodic account statements
  4. Online and email or paper statements provided by us

Blue Spark Capital Advisors

We're a boutique fee-only Registered Investment Advisory (RIA) and financial planning firm based in New York City and the Berkshires.

We provide planning and investment management services and financial coaching to women, men and their families.

We believe in a holistic approach. Movement in each piece of your financial plan impacts the others, so we consider your entire picture.

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Contact Us

41 Madison Avenue (40th Floor)
New York, N.Y. 10010
(212) 537-3899

93 Church Street
Lenox, Mass. 01240
(413) 551-4445

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"Integrity without knowledge is weak and useless, and knowledge without integrity is dangerous and dreadful."
– Samuel Johnson (1709-1784)
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