Integrated Financial Planning

We believe solid financial planning should be at the core of all decisions about investments. We offer comprehensive financial planning to help you manage all your resources so you can plan for and fund multiple goals, from college funding to retirement savings. We help you position your portfolios for growth, income and maximum tax efficiencies, and determine optimal cash flow strategies with methods for savings, debt reduction, and retirement income.

  • Newly Single or in Transition – Managing your finances after a major life change, such as divorce or losing a spouse, can be a tremendous burden during difficult emotional times. We can help you sort out your financial life. We aim to educate you about personal finance topics as well as help you with the many details of planning, investing and taxes that are involved after a death.
  • Retirement Planning – Arranging your finances so you can retire when you want, with the lifestyle you want, takes significant planning. We prefer the term “financial independence” over “retirement” because it’s often not a full-stop but a transition to something different. We can provide a roadmap for saving and accumulating assets.
  • College Planning – Funding education for your children (or grandchildren), beginning when they are born or in later years, is a goal for many. Choosing the right vehicle for savings is important from a tax standpoint, and the wrong choice can limit college financial aid.
  • Retirement Income – You may want help in determining how much to spend and which accounts to spend first. We can calculate a plan including a sustainable withdrawal schedule that will put you on the path to enjoying your retirement.
  • Investment Risk Management – We help you determine your risk/reward profile so you can earn a return on your investments that is in proportion to the risks you are willing to take — and not take any more risk than is necessary to reach your goals.
  • Insurance (Income & Property Preservation) – We can help determine whether you have adequate insurance to take care of your family in case of death, protect your property from a catastrophe, and provide for disability or long-term care expenses. We do not sell insurance products.
  • Estate & Legacy Planning – We can help ensure that you are able to provide for your heirs and favorite charities and make it easier for them to sort out your affairs after you’re gone. With advance planning, we can help reduce amounts subject to estate taxes and advise on the correct legal structures to efficiently distribute your assets.

We give you access to myWealthDashboard so you can see your whole financial picture in one place. See the tab on our homepage for more information on how this can help you.

Blue Spark Capital Advisors

We're a boutique fee-only Registered Investment Advisory (RIA) and financial planning firm based in New York City and the Berkshires.

We provide planning and investment management services and financial coaching to women, men and their families.

We believe in a holistic approach. Movement in each piece of your financial plan impacts the others, so we consider your entire picture.

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Contact Us

41 Madison Avenue (40th Floor)
New York, N.Y. 10010
(212) 537-3899

93 Church Street
Lenox, Mass. 01240
(413) 551-4445

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"Integrity without knowledge is weak and useless, and knowledge without integrity is dangerous and dreadful."
– Samuel Johnson (1709-1784)
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